The SEPA transfer is a transfer in Euros that allows you to transfer funds throughout all the countries in the SEPA zone. The SEPA zone includes the 28 member states of the European Union, whether they are part of the Eurozone or not, plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, and San Marino.

• You make transfers to a beneficiary based in the SEPA zone.
• You would like to make your accounting reconciliation operations easier.
• You would like to harmonise the processing deadlines for transactions, whether they are domestic or cross-border.
• You would like to standardise the processing of your different types of transfer (examples: supplier payments, employees, etc.) within the SEPA zone.

• Best flow forecast: transaction statements and alert services inform you before accounting of transfers rejected or received from your account.
• Accounting reconciliations made easier: account statements offer a full return of new SEPA transfer data (35-character client reference, 140-character client designation).
• Optimised pricing: identical conditions in all the SEPA countries.