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Hélène HÜBNER
Head of International Desk Germany, Switzerland
Hélène HÜBNER
Head of International Desk Germany, Switzerland
Last updated: December 2024
The Crédit Agricole Group has a presence in Germany with its subsidiaries:
For more information see the list of Crédit Agricole Group locations
The International Desks in Germany and Switzerland provides support for the Group’s SME/SMI clients by drawing on the Group’s own entities and local frontline partner banks with a large network of branches spread across the region.
For non-banking matters, the International Desk offers the support of local bilingual law and notary offices and its partners as well as expertise in internationalisation.
General Information
Some recommendations for succeeding in business in Germany:
Payment Methods & Banking Details
Other than bank transfer, direct debit is frequent in BtoB or BtoC relationships. There are several advantages: speed, low cost and easy to process. It is important to receive approval from your bank (German or French) before offering this payment method to German clients.
Cheques little spread should not be used: this rule can be imposed at any moment given that issuance of an uncovered cheque is not, in fact, punishable under law. There is no public record of delinquencies.
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