International
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Jean-Guy LARRIVIÈRE
Head of International Desk Africa, Middle East

Support by the
Crédit Agricole group

Last updated: August 2021

The International Desk for Africa, the Maghreb, and the Middle-East provides support to the Crédit Agricole Group’s business clients in Tunisia with a local frontline partner bank to help them implement their operations on location, particularly opening accounts, providing financing linked to the establishment of local companies or their operations, as well as information and banking advice.

For non-banking services, the International Desk offers the support of law offices and its partners as well as expertise in business internationalisation.

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Means of payment

With Tunisia

Company cheque

Bank cheque

SWIFT transfer

Bill of exchange

Promissory note

Documentary remittance

Documentary credit

Usage

Weak

Weak

Common

Weak / Not recommended

Weak / Not recommended

Common / Not recommended

Common

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Advice from the
international desk

General Information

The Tunisian economy is facing several challenges: the drop in tourism activity and the long cessation of industrial activities in Europe due to the pandemic have not improved the existing problems of public and trade deficit, unemployment, depreciation of the dinar, the relatively low level of foreign exchange reserves and indebtedness.

Priority is thus given to local production and to projects and investments that create jobs and high value added.

One of Tunisia’s advantages is that it has a diversified economy, which offers many opportunities in various sectors including food processing, the mechanical, electronic and electrical sectors, offshoring, plastics, textiles, aeronautics and the health sector (medicines and medical equipment).

To found a company it is important to correctly determine the correct status, which will depend on the aims of transactions (sale on the local market or export positioning). The support of a local office is highly recommended.


Means of Payment & Banking Specificities

To secure your payment we recommend that the exporter use a documentary credit confirmed payable upon receipt or in 45 days maximum.
Payment delays have been observed for transactions that have not been secured.

The payment of a deposit is possible on the condition of the issue of an advance payment guarantee. The issue of this guarantee is not demanded for the payment of a deposit related to the import of products linked to production.
The best billing currency for trade remains the Euro.

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