Your contact
Jean-Jacques LARAGNOU
Head of International Desk Iberian Peninsula (Spain, Portugal)
Jean-Jacques LARAGNOU
Head of International Desk Iberian Peninsula (Spain, Portugal)
Last updated: august 2025
The International Desk Iberian Peninsula assists the Group’s corporate clients in this country in carrying out their on-site operations, in particular: account openings, financing arrangements, bank information and advice. To do this, it relies on the Group’s entities and leading local partner banks.
The Crédit Agricole Group is present in Portugal in the consumer credit and factoring businesses, through its subsidiaries CREDIBOM and EUROFACTOR respectively.
For the non-banking sector, the International Desk offers the support of local law firms and accountants and its leading partners in the internationalisation of businesses.
General Information
The two areas of Lisbon and Porto represent 5% of the national territory but concentrate 70% of the population (10.64 million inhabitants in 2023) and are the real economic showcases of Portugal.
Means of Payment & Banking Specificities :
IIn business-to-business relationships, the most commonly used means of payment is credit transfer and SEPA Direct Debit (SDD). The multibanco network is also very popular and allows any type of payment by card.
Beyond these traditional means of payment, confirming (payment to suppliers) and factoring are common means of payment and financing. On the other hand, the effects of trade have fallen completely into disuse.
The financing of the BFR is not caused and is based on the equivalent of our credit opening. On the other hand, there is the whole normal range of medium-term financing, including leasing.
Find out more
Find out more
Find out more
Find out more
